Saint Louis is a city in the eastern part of Missouri and the 2nd largest city of the state. The city encompasses 66.2 square miles, with 4.2 square miles of water.
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St. Louis has a population of 353,189 inhabitants as of 2006. It has a population density of 5,622.9 people per square mile. Life insurance is affected by the demographics of the area quite heavily. The racial makeup of the city was 51.20% African American, 43.85% Caucasian, 2.02% Hispanic/Latino, 1.98% Asian, 0.27% Native American, 0.03% Pacific Islander and 0.80% other. Roughly 1.88% of the total population is from two or more races. The median household income is $29,156 and the median family income is $32,585.
The climate of the city directly affects home insurance rates. The city has a climate somewhere between a humid continental climate and a humid subtropical climate, which gives it four distinct seasons. Average yearly precipitation is roughly 37.15 inches. Severe weather such as thunderstorms, high winds, hail and tornadoes have been known to rip through the land often.
St. Louis health insurance depends on the hospitals available in the city. There are several large hospitals and medical centers in St. Louis due to the colleges and medical studies that take place here. The Barnes-Jewish Hospital, Siteman Caner Center, Cardinal Giennon Children's Hospital and several University affiliated medical centers reside here.
The availability and condition of roadways in St. Louis influences auto insurance quotes. Seven Interstate freeways serve the area (I-70, I-55, I-44, I-64, I-70, I-255, and I-270) as well as numerous state and county roadways.